{"slug":"fdic-failed-banks","title":"FDIC Failed Banks List","description":"Records of FDIC-insured banks that have failed since 2000. Each record includes the bank's name, city, and state at the time of closure.","publisher":"","organization_title":"Federal Deposit Insurance Corporation","landing_page":"https://www.fdic.gov/bank-failures/download-data.csv","file_count":1,"use_cases":[{"title":"Screen counterparty bank stability","example":"A fintech partner claims FDIC insurance under a specific cert number. That cert appears in this list as closed in 2023, with deposits transferred to another institution.","how":"Search the cert number or bank name against this dataset. Any match with a recent closing date signals the charter is defunct.","risk":true},{"title":"Assess acquiring institution exposure","example":"An underwriter discovers that a regional bank absorbed three failed institutions in 18 months, inheriting unknown loan portfolios and potential liabilities.","how":"Filter by acquiring institution and sort by closing date. Multiple recent acquisitions concentrate risk in the acquirer.","risk":true},{"title":"Map regional banking instability","example":"A commercial real estate lender expanding into Georgia finds the state had 89 bank failures between 2008 and 2013, the highest density outside of the Southeast.","how":"Group failures by state and year. Clusters indicate systemic regional stress that may affect lending conditions today.","risk":false},{"title":"Research crisis-era failure patterns","example":"A journalist tracking the 2023 banking turbulence compares the SVB and First Republic failures against the 2008 wave to assess whether the pattern is repeating.","how":"Sort by closing date and filter by fund type and asset size. Compare failure cadence and geographic spread across periods.","risk":false}],"enrichment":{"jurisdiction_names":["United States"],"jurisdiction_levels":["federal"],"date_range":{"start":"2000"},"date_descriptions":["Since 2000"],"cluster_name":"Bank Failures And Bankruptcies","has_geo_fields":true,"has_contact_fields":false,"has_temporal_fields":false,"has_financial_fields":false,"has_business_data":false,"resource_version_url":"https://www.fdic.gov/bank-failures/download-data.csv"},"schema_count":1,"schemas":[{"columns":["city","state","business_name"],"column_mapping":null,"sample_rows":[]}]}