State of Washington

Aberdeen Flood Depths

Summary data needed to help determine the premium for a flood insurance policy. A FEMA Elevation Certificate is needed to provide the more accurate data required to write a policy. The dataset was compiled by French & Associates with support from the Washington State Department of Ecology.

Example records
NamepersonStreet AddressaddressFull NamepersonParcel NumberregistrationYear BuilttemporalNumber StoriesquantityOccupancyclassificationFirm ZonegeographicBfequantityLidar ElevationquantityGround Bfe Depthquantity
ZIRWAS JANICE215 N E STZIRWAS JANICE1120020050018903Single-FamilyXN/A11.3N/A
ZINK MICHAEL I & PATRICIA A457 CONGERZINK MICHAEL I & PATRICIA A2640150210119251Single-FamilyAE1310.62.4
ZIESE PRISCILLA A1500 MORGANZIESE PRISCILLA A2960010210019113Single-FamilyAE1310.82.2
Use cases

Flood Insurance Pre-Screening for Mortgage Origination

A mortgage lender reviewing a property in Aberdeen checks whether the parcel falls in a Special Flood Hazard Area and how far the ground elevation sits below the Base Flood Elevation to determine whether flood insurance is mandatory and to estimate the likely premium burden on the borrower before closing.

Street AddressParcel NumberFirm ZoneBfeGround Bfe Depth

Flood Exposure Scoring for a Property Insurance Portfolio

A property and casualty insurer auditing its existing book of business in Grays Harbor County maps each in-force policy address against flood zone designations and depth-below-BFE values to identify concentrations of underpriced or uninsured flood exposure within its portfolio.

Street AddressParcel NumberFirm ZoneGround Bfe DepthLidar Elevation

Aged Housing Stock Risk Segmentation for Surplus Lines Underwriting

A surplus lines underwriter evaluating hard-to-place residential properties cross-references construction year and number of stories with flood zone and depth data to assess whether older, multi-story structures in high-risk zones carry compounding structural and flood vulnerabilities that standard carriers have declined.

Year BuiltNumber StoriesOccupancyFirm ZoneGround Bfe Depth
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