U.S. Electric Utility Companies and Rates by Zip Code
Electric utility companies operating in the United States, along with their average electricity rates, mapped to geographic service areas. Each record includes the utility's business name, its full name string, the state, and associated zip codes.
| Namebrand | Stateaddress | ZIP Codeaddress | Full Namelegal entity | Eiaidregistration | Service Typeclassification | Ownershipclassification | Comm Ratefinancial | Ind Ratefinancial | Res Ratefinancial |
|---|---|---|---|---|---|---|---|---|---|
| Heart of Texas Electric Coop | TX | 76598 | Heart of Texas Electric Coop | 55982 | Bundled | Cooperative | 0.1384116207103598 | 0.05584030995019348 | 0.12623769605981833 |
| Heart of Texas Electric Coop | TX | 76597 | Heart of Texas Electric Coop | 55982 | Bundled | Cooperative | 0.1384116207103598 | 0.05584030995019348 | 0.12623769605981833 |
| Heart of Texas Electric Coop | TX | 76702 | Heart of Texas Electric Coop | 55982 | Bundled | Cooperative | 0.1384116207103598 | 0.05584030995019348 | 0.12623769605981833 |
Commercial Real Estate Operating Cost Assessment
A commercial real estate underwriter evaluating a property acquisition needs to estimate ongoing utility costs for a building at a specific address. By looking up the serving utility and its commercial rate for that zip code, the underwriter can build a more accurate pro forma without relying on seller-provided estimates.
Business Utility Verification During KYB Onboarding
A fintech lender onboarding a small business checks whether the utility company listed on the applicant's electricity bill actually serves the zip code the business claims as its operating address. A mismatch between the stated location and the known service territory flags a potential address fabrication or identity inconsistency.
Industrial Site Selection for Energy-Intensive Operations
A site selection consultant advising a manufacturing client compares industrial electricity rates across candidate zip codes in multiple states. Because energy is a major input cost for industrial operations, identifying territories with lower industrial rates can meaningfully affect the total cost of a facility over its operating life.



















