State of Oregon

Foreclosure Mediation Exemption Affidavits

Records of exemption affidavits submitted by financial institutions that opted out of foreclosure mediation, as mandated by Senate Bill 558. Each record includes the financial institution's name, the date of filing, and specific reasons for the exemption request.

Example records
Institution Namelegal entityMailing AddressaddressCityaddressStateaddressZIP CodeaddressAuthorized SignatorypersonDate FiledtemporalLast NamepersonFirst NamepersonNamelegal entityStreet AddressaddressFull Nameperson
Use cases

Counterparty Foreclosure Practice Screening

A bank compliance officer evaluating a correspondent lending relationship checks whether the counterparty filed an exemption affidavit to opt out of foreclosure mediation, which may signal borrower-adverse servicing practices that create reputational or regulatory exposure.

Institution NameNameDate FiledMailing AddressTitle

Mortgage Servicer Due Diligence for Loan Portfolio Acquisition

A fintech firm acquiring a residential mortgage portfolio reviews which servicers on the loan tape have historically avoided mediation requirements, using filing dates and institution names to flag servicers whose foreclosure conduct may increase litigation risk in the acquired book.

Institution NameDate FiledAuthorized SignatoryTitlePhone

Authorized Signatory Identity Verification

A KYB analyst onboarding a financial institution as a business customer cross-references the names and titles of officers who signed regulatory affidavits against the institution's current disclosed leadership to detect discrepancies that may indicate stale or falsified corporate records.

First NameLast NameFull NameTitleInstitution Name