A top 10 small business lender wanted to grow revenue without increasing loss ratios. Safely increasing credit lines was a core part of this strategy. Without clear visibility into their portfolio’s health, they were missing opportunities and taking on unnecessary risk.
This case study dives into how they accessed and used data about presence of transactions, transaction stability, and growth rates to increase risk model accuracy, identify 70,000 new high value businesses, and drive $30M in incremental revenue.
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