Federal Deposit Insurance Corporation

Failed Banks

Name: Failed Banks
Creator: Federal Deposit Insurance Corporation

Records of FDIC-insured banks that have failed since 2000. Each record includes the bank's name, city, and state at the time of closure.

Example records

Namelegal entity	Cityaddress	Stateaddress	Certregistration	Acquiring Institutionlegal entity	Closing Datetemporal	Fundidentifier
The National State Bank of Metropolis	Metropolis	IL	3815	Banterra Bank of Marion	14-Dec-00	4646
Hamilton Bank, N.A.	Miami	FL	24382	Israel Discount Bank of New York	11-Jan-02	4650
Net First National Bank	Boca Raton	FL	26652	Bank Leumi USA	1-Mar-02	4654

Use cases

KYB Screening for Counterparty Bank History

A fintech onboarding a new banking partner checks whether the institution or any of its predecessor entities appear in the FDIC failed bank list, using the certificate number and legal name to confirm the counterparty has no failure history before extending credit or settlement relationships.

NameCertClosing DateState

Acquiring Institution Exposure Mapping

A credit analyst at a correspondent bank evaluates how many failed institutions a prospective partner has acquired over time, assessing whether the volume and timing of those acquisitions introduced legacy credit or operational risk onto the acquirer's balance sheet.

Acquiring InstitutionClosing DateStateName

Regional Bank Failure Trend Analysis for Insurance Underwriting

A financial institution bond underwriter building a pricing model for community bank clients maps historical failure rates by state and year to calibrate geographic risk factors, identifying states with elevated closure concentrations that warrant higher premiums or tighter coverage terms.

StateClosing DateNameCity